Car Insurance or Vehicle Insurance refers to the specific category of General Insurance where the insured gets into a contract with the insurance company to cover:

  1. a) Various third-party damages involving the car/vehicle.
  2. b) Various damages caused by natural or man-made disasters such as natural calamity, fire, theft, etc.
  3. c) Vehicle repair costs due to damages caused by a road accident.

When it comes to hassle-free policy buying for your car, the best deal can be availed through online policies. The Best Car Insurance Plans available in online mode allow buyers the convenience of comparing various policy/plans effortlessly to make the choice of most affordable policy.

What makes Online Car Insurance Plans Better?

There are several other benefits of choosing the best car insurance plans online over other traditional plans. Some of these are discussed below-

  1. a) Easy comparison of insurance quotes for best premium rates

Shopping for car insurance plans is an important decision that requires both the clarity of specific requirements and knowledge of policy offerings. Online car insurance plans offer the advantage of comparing the best car insurance quotes from various service providers as per individual requirements. Additionally, you also gain the benefit of picking the most affordable policy based on premium quote comparison.

  1. b) Convenience and availability of the cheap car insurance plans

Online mode offers the convenience of a hassle-free and paperless policy buying, making it one of the smartest ways to buy car insurance.

Easy Ways to Find the Best Car Insurance Plans

To find a reliable online platform for buying the best insurance plans is as difficult as the choice of the policy itself. If you’re looking for easy ways to find the best car insurance plans, consider the following:

a) Choosing the adequate cover

This is one of the most important factors. There are two available options:

  1. Third Party Liability Car Insurance Plan: Covering accidental death, damages caused to property, and any injury to a third party.
  2. Comprehensive Car Insurance Plan: Covering both the third party obligations, damages to own vehicle, and other damages caused by natural/man-made disasters.

b) Premium Cost

The cost of the policy (premium cost) is an essential consideration while choosing the best car insurance plans. To get the benefit of low and affordable premium rates, make sure to:

  1. Get the car inspected in a timely manner

Before making the final choice of online policy, get the car inspected. Knowing the details of the car including the make, model, age, etc. helps in picking an all-inclusive plan with the lowest rate of premium.

  1. Avail the benefit of discounts on online policy buying

Online Car Insurance plans offer a range of excellent discounts and offers on policy buying, such as:

Discount on the age of the insured

Buyers falling in the age bracket of 35 to 45 years are eligible to get a discount of 5% on the OD (own damage) premium which further increases with the age.


Anti-Theft feature discount

Increasing the security features of the car such as installing reliable anti-theft devices translates to a decent discount on the Own Damage (OD) premium.

No claim bonus, and other deductibles (voluntary excess discounts).

Customers can both buy a new policy as well as renew the existing one directly at the insurer’s website or at online marketplaces like in a matter of a few minutes. The various benefits of accessing as the online platform for buying car insurance plans include:

-An excellent range of the most affordable quotes from various insurance service providers

-Ease of comparing different car insurance policies online as per customized requirements

-Availability of reliable and most accurate algorithms to allow buyers shop using customized filters

-Smooth, fast, and hassle-free online policy buying experience

Best Car Insurance Plans of This Year

If you’re looking for Best Car Insurance Plans/Companies of year 2018, some of the options to look at include-

  1. a) ICICI Lombard GIC Ltd
  2. b) The Oriental Insurance Company Ltd
  3. c) Bajaj Allianz Car Insurance
  4. d) HDFC ERGO General Insurance Company Ltd
  5. d) Tata AIG General Insurance Company Limited
  6. e) Bharti AXA Car Insurance
  7. f) United India Insurance Company Ltd

To sum it up is an excellent online platform to find best Online Car Insurance Plans where the customers can get comprehensive policy information from different companies and benefit of thorough comparison before buying the best car insurance policy without any hassle.

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